​​The Challenge with Insurance-Based Care

One of the biggest challenges in working with insurance companies is balancing the quality of care I strive to provide with the limitations imposed by insurance reimbursement structures.

Most insurance plans offer a flat reimbursement rate for physical therapy, regardless of the time spent with each client. Over the years, these rates have declined, which has led many clinics to reduce one-on-one time with licensed therapists. In many insurance-based settings, a typical session might include 20–30 minutes with a physical therapist, followed by time with an assistant or "extender." Treatment is often scheduled 2–3 times per week, each requiring a co-pay or contributing toward your deductible.

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What Makes My Practice Different

In my practice, each session lasts approximately one hour and is conducted entirely one-on-one with a licensed physical therapist—from start to finish. This allows for:

• More individualized and focused care

• Less frequent visits (typically once per week)

• Fewer schedule disruptions

• Reduced out-of-pocket costs (fewer co-pays)

• Greater opportunity to learn self-care tools

• A faster path to independence and long-term healing

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Insurance and Payment Information

I currently accept Medicare and Workers’ Compensation. For all other insurance providers, I am considered out-of-network. If your plan offers out-of-network benefits, you may be eligible for partial reimbursement. Please check with your insurance provider to confirm your coverage and deductible.

For non-Medicare and non-Workers' Comp clients, payment is due at the time of service. I can provide a detailed receipt or offer courtesy billing for some out-of-network insurance plans.

If you have any questions about your insurance or coverage options, feel free to reach out. I'm happy to help you navigate the process and make the most informed choice for your care.